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#Microsoft dynamics rms free trial update#
UPDATE 2016: Contact us for Microsoft Dynamics RMS EMV certified solutions today! What’s the financial risk? Nobody knows, but an estimated 63% of card present fraud losses were covered by issuers in 2012. If merchant doesn’t support EMV, but the card issuer does, the acquirer is liable and can immediately chargeback the merchant’s bank account via ACH. Starting October 1, this process no longer applies. Merchants never know about this fraud because the processor/acquirer automatically manages the response. Today, card issuers bear the fraud loss if they give merchants authorization to accept the payment for a counterfeit card at the point of sale. This is probably the last choice, because it can never be integrated later.